These Activities are covered as standard by all Globelink policies. This means you will be covered while participating in any Adventure/Hazardous Pursuit listed below without extra charge, subject to any terms, conditions or restrictions stated alongside the activity and the terms, conditions and exclusions of the Policy. If you plan to participate in any activity which is not listed here, please check our other Adventure Activity links to Category 3 & Category 4. If you do not see your activity listed there, please email us on email@example.com to see if we can provide cover.
IMPORTANT: Please note that Sports/Pastimes/Activities in CATEGORY 1 marked with an asterisk * do not include Section H – Personal Liability Cover and those marked with two asterisks ** do not include Section C – Personal Accident Cover.
In any event you will not be covered for liability caused directly or indirectly by you owning or using any firearms or weapons, animal, aircraft, motorised vehicle, boat and other watercraft, or any form of motorised leisure equipment, including jet skis and snowmobiles. This cover is usually provided by the hirer/operator and you are advised to check with them before participating.
Adventure Activity Categories 2,3 and 4 do not include cover under Section C (Personal Accident) of the Policy Wording. We provide cover for activities as listed under the various Categories we offer for recreational and amateur purposes only and not for competitions or any professional activity unless specifically agreed with Globelink in writing. You must ensure the activity is adequately supervised and that appropriate safety equipment (such as protective head wear, life jackets etc.) are worn at all times. You must not participate in such Hazardous Pursuits for more than 90 days in any one Period of Insurance.
Only as a fare paying passenger with no right of control.
Excludes Super Karts. Only as a short duration incidental day excursion Activity with a licensed public hirer, instructed by professional organisers and within organisers guidelines). No Personal Liability cover.
Includes Volunteer work / manual work at ground level using no more than hand tools.
In addition to cover provided under Category 1 and 2 activities as standard, you can extend cover to Category 3 activities below for an additional premium subject to any terms, conditions or restrictions stated alongside the activity and the terms, conditions and exclusions of the Policy. If you are going to take part in any activity which is not listed here, or may be deemed as higher risk or more hazardous, please check Category 4 which is the highest risk Category we provide and check if your activity is listed. If you do not see the activity listed, please contact us to see if we can provide cover and at what additional premium and terms.
Category 3 activities/hazardous pursuits
Additional Premium of €300 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.
Black Water Rafting
Grade 4. Only as a passenger with no solo right of control.
Training only & no contact for Kickboxing.
Skate Park activities. Protective head gear must be worn.
Inland & coastal waters only. Up to grade 3 waters.
Must be licensed operator with professional guide and only in Europe, USA, Canada, Australia & New Zealand. Within organisers guidelines and only as part of a pre-paid excursion led by professional guides/organisers.
With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand. Within organisers guidelines and only as part of a pre-paid excursion led by professional guides/organisers.
Protective gear must be worn. No racing. With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand. Within organisers guidelines and only as part of a pre-paid excursion led by professional guides/organisers.
In addition to cover for Category 1 and 2 activities you can extend cover to Category 4 activities below if you if you pay the appropriate additional premium. This will be noted on your policy Certificate, subject to the terms, conditions and exclusions within your policy. Please note the restrictions that apply to individual Activities and note that the following restrictions apply to all Activities shown below.
All Activities must be carried out within organisers guidelines and will only be covered as part of a pre-arranged/organised activity led or instructed by professional guides or organisers.
All Activities do not have any cover under “Section C – Personal Accident” of the Policy Wording and NO cover under “Section H – Personal Liability.”
Category 4 activities/hazardous pursuits
Additional Premium of €500 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.