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Globelink

Secure your peace
of mind with trusted health coverage

Protect your health wherever life takes you. Secure peace of mind with a
comprehensive medical insurance plan.

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International Medical Insurance for those
who seek the best for their health

If life is taking a bad turn, you must be prepared to face any threat that may affect you and your loved ones. Having in mind your best benefit, a medical insurance can
help you access top end medical care, whenever and wherever you need it – routine checkups to specialized medical treatments.

Globelink International is excited to introduce Dcare International Medical Insurance, designed and developed by
experts in the medical sector, for the needs and the demands of today’s healthcare.

Whatever challenge life throws at you, whatever the situation you will face, you can rely on Dcare International Medical insurance to support you.

Simple, reliable cover – wherever you are

The cost of healthcare can be expensive and even a small incident may lead you facing an unbearable bill. With Dcare International
Health Insurance, you choose the plan that suits best your needs, and according to your budget you pay a predictable monthly,
quarterly, six-month or annual premium.

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Why Choose DCare Insurance Medical Plan

1.

DCare Health Insurance was designed and developed to become one of the most comprehensive and updated health insurance plans for you and your family.

With DCare, you get more than just a health plan ‒ you get a trusted partner whose priority is your health. Dcare’s dedicated team is ready to guide you every step of the way in making the right decision. Dcare’s vision is to stand by your side and support you through any difficulties you may experience with your health.

2.

DCare International Medical Insurance, facilitated by AKD Insurance, benefits from the support of HDI Global Specialty SE, a leading player in the global reinsurance landscape.

With a presence in 175 countries and an impressive A Rating, this is crucial for individuals to be aware of their insurance coverage for peace of mind. Comprehensive coverage ensures that you're prepared for any situation, giving you the confidence to explore with ease.

DCare private International Health Insurance
is available for insuring any permanent resident of an EU or EEA country.

Austria, Belgium, Bulgaria, Cyprus, Denmark, France, Greece, Hungary, Italy, Latvia, Luxembourg, Poland, Portugal, Spain, Luxembourg, Slovakia, Slovenia, Spain, Croatia, Czech Republic, Estonia, Finland, Germany, Republic of Ireland, Liechtenstein, Lithuania, Malta, Netherlands, Norway, Romania, Sweden.

Benefit Currency: EUR (€)
prime
classic
core
Basic
Annual benefit (all sections combined), per person
€3.000.000
€2.000.000
€1.500.000
€1.000.000
INPATIENT TREATMENT & DAY CARE TREATMENT
Benefit Currency: EUR (€)
prime
classic
core
Basic
Accommodation, meals, nursing care
Paid in full
Paid in full
Paid in full
Paid in full
In-patient consultation by a physician or specialist’s fee
Paid in full
Paid in full
Paid in full
Paid in full
Medicines and prescribed drugs
Paid in full
Paid in full
Paid in full
Paid in full
Medical treatment, laboratory and diagnostic tests
Paid in full
Paid in full
Paid in full
Paid in full
Medical appliances & prosthetics
Paid in full
Paid in full
Paid in full
Paid in full
Accommodation
Private Room
Private Room
Private Room
Private Room
Parent accommodation per night
Paid in full
Paid in full
Paid in full
Paid in full
Parent accommodation per night
€ 150
(Max 45 days)
€ 125
(Max 30 days)
€ 100
(Max 15 days)
€ 100
(Max 15 days)
SURGICAL BENEFITS – INPATIENT/DAY CARE
Benefit Currency: EUR (€)
prime
classic
core
Basic
In-patient or outpatient
Paid in full
Paid in full
Paid in full
Paid in full
Surgery/surgeon and anaesthesiology services
Paid in full
Paid in full
Paid in full
Paid in full
EMERGENCY SERVICES
Benefit Currency: EUR (€)
prime
classic
core
Basic
Emergency room, emergency medical services (when directly admitted to the hospital)
Paid in full
Paid in full
Paid in full
Paid in full
Road ambulance costs (local)
Paid in full
Paid in full
Paid in full
Paid in full
Emergency dental treatment
€ 250
€ 150
€ 100
Not covered
OUT-PATIENT TREATMENT whether followed by in-patient treatment or not
Benefit Currency: EUR (€)
prime
classic
core
Basic
Medical practitioner and specialist consultations & treatment
Paid in full
€ 1.250
Not covered
Not covered
Costs for Out-Patient consultations and physiotherapy when received for a period of 90 days prior to in-patient or day-patient admission for surgery and up to 90 days after leaving the Hospital
Paid in full
Covered for up to € 50
per visit (max 25 visits)
€ 400
Not covered
Outpatient diagnostic testing and advanced medical imaging: Echocardiography, ultrasound, endoscopy (e.g., gastroscopy, colonoscopy, cystoscopy) X-rays and laboratory, MRI, CT, PET and other radiological imaging procedures
Paid in full
Paid in full
€ 500
Not covered
Prescribed medications
Paid in full
€ 2.000
€ 400
Not covered
ALTERNATIVE MEDICAL TREATMENT
Benefit Currency: EUR (€)
prime
classic
core
Basic
Chiropractic, osteopathy, homeopathy
€ 200
€ 175
Not covered
Not covered
Acupuncture and Traditional Chinese Medicine
€ 200
€ 175
Not covered
Not covered
Physiotherapy
€ 2.500
€ 750
€ 300
Not covered
Physical rehabilitation (in-patient only)
90 days
45 days
30 days
30 days
Nursing at Home (following in-patient treatment)
€ 100
(Max 45 days)
€ 100
(Max 30 days)
€ 100
(Max 20 days)
Not covered
Preventive care (includes 1 vision test & 1 hearing test, 12 month waiting period). No Excess applies to this benefit
€ 400
€ 300
€ 150
€100
(Excludes vision and hearing test)
OTHER BENEFITS – IN-PATIENT/OUT-PATIENT TREATMENT
Benefit Currency: EUR (€)
prime
classic
core
Basic
Radiotherapy, chemotherapy, oncology (please refer to the Policy Wording for full list of Cancer treatment)
Paid in Full
Paid in Full
Paid in Full
Paid in Full
Costs for Wigs following or during a covered medical condition
€ 150
€ 150
€ 150
Not covered
Chronic conditions – In-patient
Paid in full
€ 50.000
€ 15.000
€ 10.000
Chronic conditions – Out-patient Management
€ 5.000
€ 2.000
Not Covered
Not Covered
Transplant services
Paid in full
Paid in full
Paid in full
Paid in full
Psychiatric care
€ 1.500
(€ 10.000 lifetime cover)
€ 1.500
(€ 5.000 lifetime cover)
Not covered
Not covered
Psychiatric care - In-patient
30 days
30 days
30 days
30 days
HIV/AIDS (12 month waiting period applies)
€ 10.000
€ 10.000
Not covered
Not covered
Kidney Dialysis
€ 200.000
€ 100.000
€ 50.000
Not covered
Congenital conditions (€10.000 maximum limit for members under 18, 12 month waiting period applies)
€ 50.000
€ 35.000
€ 25.000
Not covered
Hospice and palliative care
180 days
180 days
30 days
30 days
Costs for Hormone replacement therapy for the early onset of menopause where the Insured person is under 40
€ 1.000
€ 500
Not covered
Not covered
Hormone Replacement (Over 40) Tablets and patches only
€ 500
€ 250
Not covered
Not covered
Basic Plan: Out-patient benefit restricted to 30 days prior to and 30 days after each chemotherapy or radiotherapy treatment for: Consultations, Diagnostic tests, scans and other investigative procedures.
MATERNITY BENEFITS
Benefit Currency: EUR (€)
prime
classic
core
Basic
Routine Maternity
€ 2.500
€ 1.500
€ 500
Not covered
Prenatal care, childbirth and postnatal care
€ 2.500
€ 1.500
€ 500
Not covered
Complications
€ 2.500
€ 1.500
€ 500
Not covered
New-born infant benefit, first 31 days
€ 200.000
€ 200.000
€ 200.000
Not Covered
New-born infant vaccinations
€ 125
€ 100
€ 50
Not covered
All maternity benefits: 12 month waiting period applies.
MEDICAL ASSISTANCE AND REPATRIATION
Benefit Currency: EUR (€)
prime
classic
core
Basic
Emergency assistance and emergency evacuation
Paid in full
Paid in full
€ 100.000
€ 100.000
Repatriation of mortal remains or local burial
Paid in full
€ 25.000
€ 10.000
€ 10.000
Out of Area Cover (for max. 30 consecutive days)
Paid in full
Paid in full
Paid in full
Paid in full
ADDITIONAL TRAVEL, ACCOMMODATION COSTS & TELEMEDICINE
Benefit Currency: EUR (€)
prime
classic
core
Basic
Accompanying travel and expenses
Paid in full
€ 2.500
Not covered
Not covered
Second Medical Opinion
Covered
Covered
Covered
Covered
DENTAL & OPTICAL BENEFITS Optional
Benefit Currency: EUR (€)
prime
classic
core
Basic
Annual maximum per insured Class 1, Class 2, Class 3 and Class 4 services combined
€ 1.000
€ 500
Not covered
Not covered
Preventive dental services (Class 1)
75%
75%
Not covered
Not covered
Basic dental services (Class 2)
75%
75%
Not covered
Not covered
Major dental services (Class 3)
75%
75%
Not covered
Not covered
Orthodontic dental services (Class 4)
50%
50%
Not covered
Not covered
Optical Cover (Prescription Glasses and Lenses)
€ 150
€ 100
Not covered
Not covered
For all the above benefits 3 months waiting period applies.
Need Help? Contact the DCare Insurance Team
Telephone (Office Hours): +357 24 822622;
Fax: +357 24 822623
Email: dcare@akdinsurance.eu
DCare Emergency Claims: +357 24636300 or +30 2313 084328
Physical Address: 5 Rafael Santi, 1st Floor, 6052 Larnaca, Cyprus
Last updated August 28, 2024
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