Hazardous Pursuits

These Activities are covered as standard by all Globelink policies. This means you will be covered while participating in any Adventure/Hazardous Pursuit listed below without extra charge, subject to any terms, conditions or restrictions stated alongside the activity and the terms, conditions and exclusions of the Policy. If you plan to participate in any activity which is not listed here, please check our other Adventure Activity links to Category 3. If you do not see your activity listed there, please email us on globelink@globelink.eu to see if we can provide cover.

IMPORTANT: Below is the list of Activities in CATEGORY 1 that will be covered as standard within all policies subject to the terms, conditions and exclusions within this policy. Please note restrictions apply to Activities marked with an asterisk or asterisks. Activities marked with (*) NO Cover under Section H for Personal Liability, (**) No cover under Section H & Section C for Personal Liability or Personal Accident.

Please note that under Section (H Personal Liability) you will not be covered for personal liability caused directly or indirectly by you owning or using any animals, aircraft, firearms or weapons of any kind; or the ownership or use of any vehicle, watercraft or leisure equipment that is motorised or mechanically or jet propelled. This cover is usually provided by the hirer/operator and you are advised to check with them before participating.

Adventure Activity Categories 2 and 3 do not include cover under Section C (Personal Accident) and under Section H (Personal Liability) of the Policy Wording. We provide cover for  activities as listed under the various Categories we offer for recreational and amateur purposes only and not for competitions or any professional activity unless specifically agreed with Globelink in writing. You must ensure the activity is adequately supervised and that appropriate safety equipment (such as protective head wear, life jackets etc.) are worn at all times. You must not participate in such Hazardous Pursuits for more than 90 days in any one Period of Insurance.

  • Category 1 activities/hazardous pursuits

  • Aerobics
    Covered
  • Amateur Athletics
    Track and field
  • Assault Course
    Covered
  • Covered
  • *Banana Boating / Water Sled
    Only as a passenger with no right of control
  • Covered
  • Volley Ball, beach mini golf, Frisbee, boules, petanque
  • Billiards / Snooker / Pool
    Covered
  • Blade Skating
    Covered
  • Body Boarding/Boogie Boarding
    Covered
  • Bowls
    Covered
  • Covered
  • Croquet
    Covered
  • Curling
    Covered
  • on road/no racing/no touring – wearing helmet
  • Covered
  • Small non-motorised hand/foot/sail propelled watercraft with a max 4-person capacity
  • Fell Walking/Running up to 2,500 metres
    Covered
  • Fencing 
    Only when adequately supervised and as part of an organised activity instructed by professional organisers & within organisers guidelines
  • Fishing (course fishing/Angling)
    Covered
  • Fives
    Covered
  • Flying as a fare paying passenger in a fully licensed passenger carrying aircraft
    Covered
  • Football/Soccer
    Covered
  • *Glass Bottom Boat/Bubbles
    Only as a passenger with no right of control
  • * Go Karting (Excludes Super-Karts)
    With a licensed public hirer, instructed by professional organisers and within organisers guidelines up to 120cc
  • Covered
  • Handball
    Covered
  • Hiking / Trekking up to 2,500 metres
    Covered
  • Jogging/running
    Covered
  • Korfball
    Covered
  • Lapland Activates
    *Husky/Reindeer sleigh ride, sledging/sledding, ** Snowmobile/Ski-doo
  • Covered
  • Octopush
    Covered
  • No climbing covered.
  • Covered
  • Covered
  • Refereeing
    Amateur sports only.
  • Ringo
    Covered
  • Roller Skating / Roller Blading / In-line skating
    No stunts, wearing pads and helmet
  • Covered
  • Rowing / Canoeing river only
    No white water
  • * Sail Boarding
    Covered
  • No stunts
  • Sledging/sledding
    Not on snow
  • Covered
  • Softball
    Covered
  • Covered
  • Covered
  • Swimming
    Covered
  • Swimming with Dolphins/elephants
    Covered
  • Sydney Harbour Bridge walk
    Covered
  • Table Tennis
    Covered
  • Covered
  • Ten Pin Bowling
    Covered
  • Trampolining
    Covered
  • Tree Canopy Walking
    Covered
  • Tug of War
    Covered
  • Covered
  • Wake Boarding
    Covered
  • Covered
  • Whale Watching
    Covered
  • Wind Tunnel Flying
    Under supervision of professional organisers and meeting organisers guidelines
  • Windsurfing
    Covered
  • Working abroad (inc. volunteer work) – bar / restaurant staff, clerical / office based work or teaching in a classroom.
    No cover for any manual work.
  • Zip lining
    Covered
  • Zorbing / Hydro Zorbing / Sphering
    Covered

ACTIVITY CATEGORY 2 (Subject to a €150 excess)

Below is the list of Activities in Category 2 that will be covered as standard within all policies subject to the terms, conditions and exclusions within this policy and an excess of €150 applies. Please note restrictions apply to all Category 2 Activities and all Activities shown have NO cover under Section C – Personal Accident and NO cover under Section H – Personal Liability.

  • Category 2 activities/hazardous pursuits

    €150 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.

  • Abseiling
    Within organisers guidelines.
  • Administrative or Clerical Occupations
    Covered
  • Archaeological Digging
    Covered
  • Archery
    Covered
  • Pads and helmet worn
  • Bungee Jump
    Limited to 3 only
  • Camel Riding
    Covered
  • Clay Pigeon Shooting
    Covered
  • Dry slope skiing
    Covered
  • Elephant Riding / Trekking
    Covered
  • Falconry
    Covered
  • Covered
  • Horse Riding
    No jumping and hunting, riding hat must be worn
  • Hovercraft
    Passenger only
  • Hot Air Ballooning
    Fare paying passenger with professional organisers
  • Jet Boating / Power Boating
    Passenger only
  • Motor cycling/Moped up to 125cc only
    Must have full/appropriate licence
  • Rock Climbing wall only
    Safety harness/equipment and under instruction of professional organisation
  • Paintballing / War Games
    Covered
  • Parascending
    Covered
  • Pony Trekking
    Riding hat must be worn
  • Sailing / Yachting / Catamaran
    Covered
  • Safari Trekking
    Supervised, only with local guide
  • Sand – Boarding / Surfing / Skiing
    Covered
  • Scuba diving up to 30 metres depth
    Providing PADI/BSAC Certificate of Proficiency held, or diving with a qualified instructor, otherwise no cover. Subject to endorsement in Appendix C.
  • Small bore / target shooting
    Covered
  • Spear fishing
    Covered
  • Students wording as counsellors or university exchanges for practical course work
    Covered
  • Tall Ship Crewing
    Covered
  • No jumping

APPENDIX C - SCUBA DIVING ENDORSEMENT

This insurance is extended to cover you whilst engaging in underwater activities requiring the use of artificial breathing apparatus (scuba) subject to you being approved as medically fit to dive by the person or company who/which has organised the diving, and subject otherwise to all terms, conditions, exclusions and limitations of this insurance.


What is not covered:


This insurance does not cover claims directly or indirectly arising from, happening through or as a result of:

  1. Diving by persons not holding a recognised certificate for the type of diving being undertaken, or not under professional instruction.

  2. Diving without proper equipment and/or contrary to codes of good practice according to bona fide organisations such as PADI or BSAC.

  3. Diving to depths greater than 30 metres (or 50 metres if additional premium paid).

  4. Solo diving or night diving or specifically organised cave diving or diving for hire or reward.

  5. Flying within 24 hours of last dive or diving whilst suffering from a cold, influenza, infection or obstruction of the sinuses or ears.

  6. Diving by persons aged under 12 years of age or over 65.

We accept