These Activities are covered as standard by all Globelink policies. This means you will be covered while participating in any Adventure/Hazardous Pursuit listed below without extra charge, subject to any terms, conditions or restrictions stated alongside the activity and the terms, conditions and exclusions of the Policy. If you plan to participate in any activity which is not listed here, please check our other Adventure Activity links to Category 3. If you do not see your activity listed there, please email us on email@example.com to see if we can provide cover.
IMPORTANT: Below is the list of Activities in CATEGORY 1 that will be covered as standard within all policies subject to the terms, conditions and exclusions within this policy. Please note restrictions apply to Activities marked with an asterisk or asterisks. Activities marked with (*) NO Cover under Section H for Personal Liability, (**) No cover under Section H & Section C for Personal Liability or Personal Accident.
Please note that under Section (H Personal Liability) you will not be covered for personal liability caused directly or indirectly by you owning or using any animals, aircraft, firearms or weapons of any kind; or the ownership or use of any vehicle, watercraft or leisure equipment that is motorised or mechanically or jet propelled. This cover is usually provided by the hirer/operator and you are advised to check with them before participating.
Adventure Activity Categories 2 and 3 do not include cover under Section C (Personal Accident) and under Section H (Personal Liability) of the Policy Wording. We provide cover for activities as listed under the various Categories we offer for recreational and amateur purposes only and not for competitions or any professional activity unless specifically agreed with Globelink in writing. You must ensure the activity is adequately supervised and that appropriate safety equipment (such as protective head wear, life jackets etc.) are worn at all times. You must not participate in such Hazardous Pursuits for more than 90 days in any one Period of Insurance.
Below is the list of Activities in Category 2 that will be covered as standard within all policies subject to the terms, conditions and exclusions within this policy and an excess of €150 applies. Please note restrictions apply to all Category 2 Activities and all Activities shown have NO cover under Section C – Personal Accident and NO cover under Section H – Personal Liability.
€150 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.
In addition to cover provided under Category 1 and 2 activities as standard, you can extend cover to Category 3 activities below for an additional premium subject to any terms, conditions or restrictions stated alongside the activity and the terms, conditions and exclusions of the Policy. If you are going to take part in any activity which is not listed here. If you do not see the activity listed, please contact us to see if we can provide cover and at what additional premium and terms.
Additional Premium of €40.60 / €300 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.
In addition to cover for Category 1 and 2 activities you can extend cover to Category 4 activities below if you if you pay the appropriate additional premium. This will be noted on your policy Certificate, subject to the terms, conditions and exclusions within your policy. Please note the restrictions that apply to individual Activities and note that the following restrictions apply to all Activities shown below.
All Activities must be carried out within organisers guidelines and will only be covered as part of a pre-arranged/organised activity led or instructed by professional guides or organisers.
All Activities do not have any cover under “Section C – Personal Accident” of the Policy Wording and NO cover under “Section H – Personal Liability.”
Additional Premium of €81.20 / €500 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.
This insurance is extended to cover you whilst engaging in underwater activities requiring the use of artificial breathing apparatus (scuba) subject to you being approved as medically fit to dive by the person or company who/which has organised the diving, and subject otherwise to all terms, conditions, exclusions and limitations of this insurance.
Diving by persons not holding a recognised certificate for the type of diving being undertaken, or not under professional instruction.
Diving without proper equipment and/or contrary to codes of good practice according to bona fide organisations such as PADI or BSAC.
Diving to depths greater than 30 metres (or 50 metres if additional premium paid).
Solo diving or night diving or specifically organised cave diving or diving for hire or reward.
Flying within 24 hours of last dive or diving whilst suffering from a cold, influenza, infection or obstruction of the sinuses or ears.
Diving by persons aged under 12 years of age or over 65.