Hazardous Pursuits

Adventure Activity Categories 2 and 3 do not include cover under Section C (Personal Accident) and under Section H (Personal Liability) of the Policy Wording. We provide cover for  activities as listed under the various Categories we offer for recreational and amateur purposes only and not for competitions or any professional activity unless specifically agreed with Globelink in writing. You must ensure the activity is adequately supervised and that appropriate safety equipment (such as protective head wear, life jackets etc.) are worn at all times. You must not participate in such Hazardous Pursuits for more than 90 days in any one Period of Insurance.

• Category 1 activities/hazardous pursuits

• Aerobics
  Covered
• Amateur Athletics
  Track and field
• Assault Course
  Covered
• Badminton
  Covered
• *Banana Boating / Water Sled
  Only as a passenger with no right of control
• Baseball / Basketball
  Covered
• Beach Games
  Volley Ball, beach mini golf, Frisbee, boules, petanque
• Billiards / Snooker / Pool
  Covered
• Blade Skating
  Covered
• Body Boarding/Boogie Boarding
  Covered
• Bowls
  Covered
• Cricket
  Covered
• Croquet
  Covered
• Curling
  Covered
• *Cycling
  on road/no racing/no touring – wearing helmet
• Deep Sea Fishing
  Covered
• *Dinghy Sailing
  Small non-motorised hand/foot/sail propelled watercraft with a max 4-person capacity
• Fell Walking/Running up to 2,500 metres
  Covered
• Fencing 
  Only when adequately supervised and as part of an organised activity instructed by professional organisers & within organisers guidelines
• Fishing (course fishing/Angling)
  Covered
• Fives
  Covered
• Flying as a fare paying passenger in a fully licensed passenger carrying aircraft
  Covered
• Football/Soccer
  Covered
• *Glass Bottom Boat/Bubbles
  Only as a passenger with no right of control
• * Go Karting (Excludes Super-Karts)
  With a licensed public hirer, instructed by professional organisers and within organisers guidelines up to 120cc
• Golf
  Covered
• Handball
  Covered
• Hiking / Trekking up to 2,500 metres
  Covered
• Jogging/running
  Covered
• Korfball
  Covered
• Lapland Activates
  *Husky/Reindeer sleigh ride, sledging/sledding, ** Snowmobile/Ski-doo
• Netball
  Covered
• Octopush
  Covered
• Orienteering up to 2,500 metres
  No climbing covered.
• Racket Ball
  Covered
• Rambling up to 2,500 metres
  Covered
• Refereeing
  Amateur sports only.
• Ringo
  Covered
• Roller Skating / Roller Blading / In-line skating
  No stunts, wearing pads and helmet
• Rounders
  Covered
• Rowing / Canoeing river only
  No white water
• * Sail Boarding
  Covered
• Skate Boarding
  No stunts
• Sledging/sledding
  Not on snow
• Snorkelling
  Covered
• Softball
  Covered
• Squash
  Covered
• *Surfing
  Covered
• Swimming
  Covered
• Swimming with Dolphins/elephants
  Covered
• Sydney Harbour Bridge walk
  Covered
• Table Tennis
  Covered
• Tennis
  Covered
• Ten Pin Bowling
  Covered
• Trampolining
  Covered
• Tree Canopy Walking
  Covered
• Tug of War
  Covered
• Volleyball
  Covered
• Wake Boarding
  Covered
• Water Polo
  Covered
• Whale Watching
  Covered
• Wind Tunnel Flying
  Under supervision of professional organisers and meeting organisers guidelines
• Windsurfing
  Covered
• Working abroad (inc. volunteer work) – bar / restaurant staff, clerical / office based work or teaching in a classroom.
  No cover for any manual work.
• Zip lining
  Covered
• Zorbing / Hydro Zorbing / Sphering
  Covered

ACTIVITY CATEGORY 2 (Subject to a €150 excess)

Below is the list of Activities in Category 2 that will be covered as standard within all policies subject to the terms, conditions and exclusions within this policy and an excess of €150 applies. Please note restrictions apply to all Category 2 Activities and all Activities shown have NO cover under Section C – Personal Accident and NO cover under Section H – Personal Liability.

• Category 2 activities/hazardous pursuits

  €150 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.

• Abseiling
  Within organisers guidelines.
• Administrative or Clerical Occupations
  Covered
• Archaeological Digging
  Covered
• Archery
  Covered
• BMX on dirt track only
  Pads and helmet worn
• Bungee Jump
  Limited to 3 only
• Camel Riding
  Covered
• Clay Pigeon Shooting
  Covered
• Dry slope skiing
  Covered
• Elephant Riding / Trekking
  Covered
• Falconry
  Covered
• Gymnastics
  Covered
• Horse Riding
  No jumping and hunting, riding hat must be worn
• Hovercraft
  Passenger only
• Hot Air Ballooning
  Fare paying passenger with professional organisers
• Jet Boating / Power Boating
  Passenger only
• Motor cycling/Moped up to 125cc only
  Must have full/appropriate licence
• Rock Climbing wall only
  Safety harness/equipment and under instruction of professional organisation
• Paintballing / War Games
  Covered
• Parascending
  Covered
• Pony Trekking
  Riding hat must be worn
• Sailing / Yachting / Catamaran
  Covered
• Safari Trekking
  Supervised, only with local guide
• Sand – Boarding / Surfing / Skiing
  Covered
• Scuba diving up to 30 metres depth
  Providing PADI/BSAC Certificate of Proficiency held, or diving with a qualified instructor, otherwise no cover. Subject to endorsement in Appendix C.
• Small bore / target shooting
  Covered
• Spear fishing
  Covered
• Students wording as counsellors or university exchanges for practical course work
  Covered
• Tall Ship Crewing
  Covered
• Water Skiing
  No jumping

• Category 3 activities/hazardous pursuits

  Additional Premium of €40.60 / €300 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.

• Black Water Rafting/Cave tubing
  Up to Grade 3 only, as a passenger with no solo right of control
• BMX skate parks
  pads and helmet must be worn
• Canoeing / Kayaking
  coastal waters or up to grade 3 inland waters
• High diving
  In pool only
• Hockey
  Field
• Jet skiing
  With guidance from independent monitor/instructor
• Kite Surfing
  Covered
• Mountain Biking / Cycling off road
  Wearing a helmet and no racing. Up to Blue run level only
• Scuba Diving up to 50 metres – with valid PADI/BSAC qualification.
  No solo dives. Adhering to Appendix C below
• Sky Diving
  tandem only
• White Water Rafting
  Up to grade 3 only, as a passenger with no solo right of control

• Category 4 activities/hazardous pursuits

  Additional Premium of €81.20 / €500 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.